When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In this real estate market, Sellers may be more selective in the final Buyer they choose to negotiate with. With that said; there are things you can do to make certain that your offer is the one Seller goes with. The vast majority of Purchasers today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Seller's perspective for a moment. If you were the Seller, would you more likely accept a contract with Pre-Approved Financing or the one that was still conditional on Financing? The answer is obvious. Why then, do so many Buyers wait to start the financing until after they have found the home?

What we have found is that those Buyers are usually very good, qualified Buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be Approved, the Seller in most cases has no guarantees.

Lastly, from a cost savings perspective...

As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a Buyer who has found a home and is under strict time constraints.

Should you decide that you wish to take advantage of Pre-Approval, simply complete the form below or contact Julia Walker, Senior Loan Officer of Fairway Independent Morgage Corporation  (NML#168956) at  480-515-3181 to personally apply or ask any questions about the Pre-Approval process. She will locate the absolute best mortgage rate and lowest closing costs possible and process your application without any cost or obligation, GUARANTEED!

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